Facts That I Hope Aren't True

I found a lot of interesting facts by watching the Suze Orman Gift Spectactular. They'd have nice little tips about Christmas spending during each commercial break. I think the scariest one is that supposedly 13 million people who charged their gifts last year are still paying for it. This is terribly frightening. I think it's a better idea to just give more thoughtful gifts like picking out the right cigar types or making crafts. I haven't been able to find that number anywhere on the net but even if it isn't true then it is good incentive.